RIDGEBACK PANORAMA 2023
Pricing
OUR PRICE £1599.99
*€1868.21 approx
Finance* from £49.81 per month*subject to status, minimum spend applies
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Finance Illustrations
Other finance options may be available to you at checkout. All finance is subject to status, minimum spend applies.| Lowest monthly payment | Classic Credit 36 Months 15.9% (Minimum goods total £415.00) |
|---|---|
| Cash Price | £1599.99 |
| Minimum Deposit | 10% |
| Deposit to Pay | £160.00 |
| Loan | £1439.99 |
| Duration (Months) | 36 |
| 36 Monthly Payments of | £49.81* |
| Cost of Credit | £353.17 |
| Rate of Interest (fixed) | 15.9% |
| APR Representative | 15.9% APR Representative |
| Total Amount Payable | £1953.16 |
| Classic Credit 12 months 9.9% (Minimum goods total £415.00) | |
| Cash Price | £1599.99 |
| Minimum Deposit | 10% |
| Deposit to Pay | £160.00 |
| Loan | £1439.99 |
| Duration (Months) | 12 |
| 12 Monthly Payments of | £126.25* |
| Cost of Credit | £75.01 |
| Rate of Interest (fixed) | 9.9% |
| APR Representative | 9.9% APR Representative |
| Total Amount Payable | £1675.00 |
| Lowest borrowing cost | Interest Free Finance (12 Months) (Minimum goods total £1000.00) |
|---|---|
| Cash Price | £1599.99 |
| Minimum Deposit | 10% |
| Deposit to Pay | £160.00 |
| Loan | £1439.99 |
| Duration (Months) | 12 |
| 12 Monthly Payments of | £119.99* |
| Cost of Credit | £0.00 |
| Rate of Interest (fixed) | 0% |
| APR Representative | 0% APR Representative |
| Total Amount Payable | £1599.99 |
*Final payment may be slightly higher or lower than quoted: this will be made clear in your loan documents prior to you signing the agreement
Note: Selecting other items in our site may affect which finance options are available to you. Add your preferred items to your basket and visit the checkout. You can see which options your selected products qualify for before giving us any personal details.
Representative example
Cash price £500.00, Deposit £50.00. Total amount of credit £450.00 over 6 months with an annual interest rate of 0% (Fixed).
Monthly repayments will be £75.00 with a total repayable of £500.00. 0% APR representative.
The above representative example shows the finance information that we expect to apply to more than half of accepted applications for the specific amount and repayment term.
Representative example
Cash price £500.00, Deposit £50.00. Total amount of credit £450.00 over 12 months with an annual interest rate of 9.9% (Fixed).
Monthly repayments will be £39.46 with a total repayable of £523.52. 9.9% APR representative.
The above representative example shows the finance information that we expect to apply to more than half of accepted applications for the specific amount and repayment term.
Representative example
Cash price £500.00, Deposit £50.00. Total amount of credit £450.00 over 36 months with an annual interest rate of 15.9% (Fixed).
Monthly repayments will be £15.57 with a total repayable of £610.52. 15.9% APR representative.
The above representative example shows the finance information that we expect to apply to more than half of accepted applications for the specific amount and repayment term.
Finance is provided by V12 Retail Finance Ltd, a trading name of Secure Trust Bank Plc. which is registered in England and Wales: 541132. Registered Office: Yorke House, Arleston Way, Solihull, B90 4LH. Secure Trust Bank Plc is authorised and regulated by the Financial Conduct Authority (FRN 204550). For more information please visit www.v12retailfinance.com.
Credit subject to status, UK only 18+
Missed or late payments will result in fees and additional interest on your loan and can also affect your credit file and your ability to obtain credit in the future.
v12Finance is the trading name of Secure Trust Bank Plc, which acts as a credit broker, not a lender.
Specifications
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| Model Year | 2023 |
|---|---|
| Options | X-SMALL 52CM Out of Stock SMALL 54CM MEDIUM 56CM LARGE 58CM Out of Stock X-LARGE 60CM Out of Stock |
| Description | The complete cycle touring package, the Ridgeback Panorama is built to be loaded with luggage and cover vast distances. The Reynolds 725 frame and chromoly fork provide superb ride quality - essential when travelling long periods over rough roads. The attention to detail continues with the specification with gearing provided by a mix of Shimano's smooth and reliable Alivio and Sora components. A triple chainset and wide 11-34 cassette provide ample gearing when climbing fully laden and Schwable's Marathon tyres are a stalwart for their durability and puncture protection. We have paired the TRP Spyre cable disc brakes with bar-top levers, allowing another hand position with the convenience of the brakes at your fingertips. Touring essentials are taken care of with the included rear rack, mudguards and three bottle cages. Weight - 14.59kg |
| Frame | Reynolds 725 Chromoly |
| Forks | Chromoly |
| Rear Derailleur | Shimano XT RD-M771-SGS |
| Front Derailleur | Shimano Sora FD-R3030 |
| Shifters | Shimano Sora ST-T3030 |
| Chainset | Shimano Alivio FC-T4660 48-36-26T |
| Bottom Bracket | Shimano BB-ES300 |
| Chain | KMC X9 |
| Freewheel | Shimano CS-HG400 11-34T |
| Headset | Prestine PT-1767D |
| Stem | Ridgeback AS-007 - XS-S 90mm / M 100mm / L 110mm / XL 120mm |
| Handlebars | Ridgeback Alloy - XS 400mm / S-M 420mm / L-XL 440mm |
| Front Brake | TRP Spyre Mechanical Disc Brake |
| Rear Brake | TRP Spyre Mechanical Disc Brake |
| Brake Levers | Shimano Sora ST-T3030 |
| Rims | Jalco DM25 36h |
| Front Hub | Jalco DC20/DC22 36h |
| Rear Hub | Jalco DC20/DC22 36h |
| Spokes | Steel 14 g |
| Tyres | Schwalbe Marathon GG 700 x 35c |
| Saddle | Ridgeback Custom |
| Seatpost | Alloy 27.2 x 350 mm |
| Pedals | N/A |
| Grips | N/A |
As with any product, specification is subject to change without prior notification. You are advised to confirm current specification before buying.
